Page 2280
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
Online Security Behaviors as Predictors of Susceptibility to
Simulated Phishing Attacks: A Quantitative Study among Computer
Studies Students at Quezon City University
Meryl P. Alcantra
1
, Harold R. Lucero
2
, Angelo S. Cambe
3
, Lawrence T. Savariz
4
, Marx Elis M. Suarez
5
,
Matt Henry D. Buenaventura
6
College of Computer Studies, Quezon City University
DOI: https://doi.org/10.51583/IJLTEMAS.2026.150500183
Received: 13 May 2026; Accepted: 18 May 2026; Published: 12 June 2026
ABSTRACT
This study examined the relationship between online security behaviors and phishing susceptibility among
students of Quezon City University using a quantitative descriptive-correlational research design. The study
assessed the respondents’ technical verification behavior, visual trust behavior, reporting behavior, and general
cybersecurity awareness and practices, while phishing susceptibility was measured through a simulated phishing
campaign utilizing the Gophish framework. A total of 100 students equally distributed across the 1st, 2nd, 3rd,
and 4th year levels participated in the study through convenience sampling. Data were collected using a
structured survey questionnaire and a phishing simulation that measured email opening, link clicking, credential
submission, and reporting behavior. Descriptive statistics, weighted mean, Pearson Product-Moment Correlation
Coefficient, and One-Way Analysis of Variance (ANOVA) were employed to analyze the gathered data. The
findings revealed that respondents generally demonstrated positive online security behaviors and high levels of
cybersecurity awareness, particularly in technical verification practices and general cybersecurity awareness and
practices. However, the phishing simulation showed that 21.0% of the respondents clicked the phishing link,
while 9.0% submitted sensitive information, indicating that phishing susceptibility remained present despite high
self-reported awareness levels. Notably, none of the respondents reported the phishing email during the
simulation. The ANOVA results further revealed a significant difference in phishing susceptibility across year
levels, with 1st Year students demonstrating the highest level of susceptibility compared to other groups.
Meanwhile, Pearson r correlation analysis indicated no statistically significant relationship between online
security behaviors and phishing susceptibility. The findings suggest the presence of an awarenessbehavior gap,
wherein students possess theoretical cybersecurity knowledge but may fail to consistently apply such knowledge
in realistic phishing situations. The study concludes that cybersecurity awareness alone is insufficient to fully
prevent phishing susceptibility and highlights the importance of continuous simulation-based cybersecurity
education, phishing detection training, and practical incident reporting activities to strengthen students’ real-
world cybersecurity response capabilities.
Keywords: Cybersecurity Awareness, Online Security Behavior, Phishing Simulation, Phishing Susceptibility,
Visual Trust Behavior
INTRODUCTION
In the age of technology, cybersecurity has become one of the major concerns with rapid technological
development changing the way people are interacting with technology. As technologies change how people
connect, communicate, store data, and perform their day-to-day tasks, the increased complexity has led users to
become vulnerable to an array of cyber threats which jeopardize data security, privacy and integrity of digital
infrastructures (Green, 2022). Phishing attacks, among the most prevalent and threatening of the cybercrimes,
targeted at stealing user data using misleading emails, messages and web pages. With the rapidly evolving
technique used by Phishing attacks (Spear Phishing, Smishing, Whaling etc.), it has become more difficult for
users to recognize such type of attack, which increases user exposure of risks (Putra et al., 2024).
Page 2281
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
Even though technical tools (filtering, encryption, multi-factor authentication, and so on) are constantly updated,
phishing attacks still persist due to the human factor, which studies consider to be the element with the greatest
impact on cybersecurity incidents, as technologies fail when users’ awareness and behavior are poor
(Senthilkumar et al., 2021). Particularly, students who regularly use digital devices for their studies and personal
needs are susceptible to phishing attacks. Between the years of 2020 and 2021, research completed in many
academic institutions ascertained that many students have fallen victim to phishing attacks. Many of these same
victims reported that they were aware of such dangerous behaviors yet still engaged in clicking malicious website
links (Diaz et al., 2020). Cybersecurity awareness and comprehension does not always equate to secure online
behavior.
Several studies indicate that cybersecurity behavior is one of the essential factors in protecting against cyber
threats, yet studies have focused more on the organizational level than on individuals and students (Almansoori
et al., 2023). Behavioral cybersecurity suggests that psychological variables, such as perceived severity, self-
efficacy, and response to security cues, may affect how individuals respond to attacks (Gwenhure, 2025).
Contrary to expectations, research shows that users with knowledge about phishing might still be highly
susceptible (Jayatilaka et al., 2024), and vulnerability is related not just to knowledge but to online behaviors.
While phishing attacks and individual behavior have been analyzed separately, studies that examine the direct
relationship between user behaviors and susceptibility to phishing attacks have not been deeply explored. This
highlights the need for an empirical study showing how behaviors such as password management, email
verification practices, and safe browsing practices affect users’ vulnerability to phishing attacks.
Thus, the purpose of this study will evaluate the extent to which security online behaviors are correlated with
the susceptibility of Quezon City University's College of Computer Studies students to phishing attacks.
Additionally, the study will evaluate how user behavior correlates with the ability to be susceptible to phishing
using the information gained through this study to assist in creating more user-focused recommendations and as
an informational basis for the development of effective user awareness programs.
Statement of the Problem
The purpose of this study is to assess the impact of student patterns of online security behaviors on the nature of
the students' susceptibility toward simulated phishing attempts amongst Computer Studies students from Quezon
City University, by determining the relationship between technical verification behavior, visual-trust behavior,
reporting behavior and general awareness of cyber security.
To accomplish these research objectives, this study will address the following specific research questions:
1) What is the demographic profile of respondents, as determined by year level?
2) What is the level of students’ online security behavior, with respect to the following categories?
a. Technical verification behavior;
b. Visual-trust behavior;
c. Reporting behavior;
d. General cyber security awareness and practices?
3) What is the degree of susceptibility amongst students who have engaged in simulated phishing attempts with
respect to:
a. Link click-rate; and
b. Data/credential submission rates?
Page 2282
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
4) Is there a difference between demonstrated levels of susceptibility with regard to simulated phishing attempts
amongst student year levels?
5) Is there a statistically significant relationship between students’ online security behaviors and their
demonstrated levels of susceptibility towards simulated phishing attempts?
Related Studies
According to the literature reviewed, behavioral characteristics rather than solely knowledge deficiencies drive
susceptibility to phishing attacks; many studies show that an individual’s habitual behavior when interacting
with digital communications directly impacts their likelihood of falling prey to phishing attempts, and not the
knowledge or awareness the individual has about cyber threats. The works of Asfoor et al. (2020), Vishwanath
et al. (2016), and Shahbaznezhad et al. (2020) collectively demonstrate that several factors are predictive of
whether a phishing attempt will succeed (the knowledge of the individual won’t determine whether they will be
scammed) and are based on how individuals engage with digital communications (i.e., do individuals engage
with email in an automated or systematic manner? Do they verify prior to clicking or do they rely upon surface
level cues? Do their security practices derive from their habitual behavior or from convenience?). The work of
Vishwanath et al. (2016) specifically highlights the role of habitual automaticity in driving security awareness
deficits through their development of the SCAM model (Suspicion, Cognition and Automaticity). The SCAM
model indicates that habitual engagement with digital media via automated means will completely override any
training received. For example, an individual that attended a security training workshop could be the victim of
a phishing scheme just hours following the completion of the workshop (Vishwanath et al., 2016). Similarly,
the findings of Shahbaznezhad et al. (2020) provide confirmation of this assertion in that there was no
effectiveness related to the provision of organizational procedural counter measures to phishing attacks without
the inclusion of behavioral training towards employees. Asfoor et al. (2020), synthesizing 1,560 studies, further
confirm that this pattern holds across 18 distinct behavioral and cognitive factors, underscoring that online
security behavior is not a single variable but a cluster of interacting habits and appraisals the same cluster
this study measures across its four behavioral dimensions.
What makes this behavioral account compelling is that it is consistently validated across experimental,
simulation-based, and large-scale empirical designs, and it holds even when samples are technically literate.
Harrison et al., (2017) noted that 47% of participants in their study inadvertently submitted their credentials to
counterfeit links; however, those who were the most susceptible were those who paid close attention to the
advertisement message, but not to the rest of the advertisement. This latter group demonstrated a pattern of
responding to advertisements similar to the SCAM Automatic Processing System and SCAM Visual Trust
Behavior. This study follows Gan et al., (2017) which had a similar methodology, and both have established
that heuristic processing predicted that victims of Phishing would be likely to experience phishing. Conversely,
systematic processes predicted individuals who were aware of Phishing would resit Phishing. Critically both
studies demonstrated that individuals who have an understanding of Phishing likely click on Phishing emails
but do so only after assurances were given that would motivate the individual to adopt preventative actions will
ultimately leave an individual vulnerable to Phishings. Kshetri et al. (2023) created the demonstrated behaviour
of students in the field of Computer science, that students are primarily utilising basic and simple security
methods; despite their higher level of technical knowledge.
Large-scale phishing simulations provide important evidence supporting this position as well as Extensive
phishing simulations yield substantial evidence towards the assertion above and illustrate the methodological
shortcomings of self-reported security practices, nearly always overestimating actual resistance to unwanted
contact. Kelley et al., (2018) showed that mouse-tracking data in real-time and multiple experimental
approaches all yielded nearly chance-levels for detection rates regardless of whether participants were directly
warned prior to participating in this experiment. In addition, tracking behavior using models based on the
behaviour of participants (versus models using self-reported behaviour) exceeded the ability to identify valid
phishing attempts. According to a recent collaborative research study conducted by Stalans et al. (2023) where
236 students participated, more than 50 percent clicked on the Phishing link; and that anxiety (OR = 4.02) and
avoiding risky situations were both predictive variables of whether or not you were likely to be a victim of
Phishing, regardless of how much participants knew about the appropriate ways to act. Greitzer et al. (2021)
Page 2283
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
completed the largest (N= 6938) Phishing study by conducting three groups/experiments with three separate
simulations with individuals from the staff of a large state university during three consecutive years. They found
that demographic characteristics of participants accounted for very little variance in the prediction of phishing
success, with past behaviour (verification of links prior to clicking and risk consideration) accounting for the
strongest ability to predict "successful" victimisation. Similar results were also found by Sutter et al. (2022) and
Fan et al. (2024), who also used large sample sizes, that susceptibility to phishing is highly individualised, even
after participants underwent repeated training, and that impulsivity and conscientiousness were the two most
important individual-level predictors of susceptibility to phishing rather than knowledge.
Taken together, these simulation studies establish two things simultaneously: that behavioral dimensions
reliably predict phishing outcomes across populations, and that measuring those dimensions through self-report
alone is insufficient which is precisely why the present study pairs a behavioral questionnaire with a live
Gophish simulation.
The behavioral dimensions that the literature identifies as most predictive map directly onto the four dimensions
measured in this study. The technical verification behaviour (checking URLs, checking for sender address
accuracy and HTTPS indicators) demonstrates the systematic processing type behaviour that (Harrison et al.,
2016; Gan et al., 2024; Vishwanath et al., 2016) have identified as being protective. The visual trust behaviour
(trusting logos, the professional design of websites and the look of a business' brand) illustrates the heuristic
processing style vulnerability that (Gan et al., 2024; Gan et al, 2024; Harrison et al., 2016) have identified as the
greatest channel of entry for phishing success. Reporting behaviour has been discussed by (Greitzer et al., 2021;
Sutter et al., 2022), who agree that the failure to report a phishing attempt even when already recognised as
such creates a behavioural gap that heightens both organisational and institutional risks.
DESIGN AND METHODOLOGY
Research Design
The research study used the quantitative correlational research design to determine the relationship between the
online security practices and the susceptibility to phishing attacks of the Computer Studies students in Quezon
City University This design was appropriate because this type of design gave the researchers the ability to gather
quantitative data and to analyse the relationship and differences between variables.
The primary objective of this study was to investigate whether technical verification behavior, visual trust
behavior, reporting behavior, and general cybersecurity awareness were significantly related to phishing
susceptibility. To accomplish this objective‚ a non-experimental correlational research design was employed to
evaluate the statistical correlation and a comparative research design was employed to evaluate whether there
were differences in respondents at different year levels.
In order to enhance the robustness of the study's results, data so far presented has included both participants’
self-reporting as well as data allowing comparisons with similar perceived security behaviours and reactions to
phishing attempts.
Data Gathering
The researchers utilized a structured questionnaire and a phishing simulation adapted from the Gophish
Framework as the primary data-gathering instruments for the study.
The survey questionnaire developed by the researchers focused on gathering the respondents’ demographic
profile, behavioral assessment, acceptable internet practices through technical verification, visual trust
evaluation, reporting behavior, and overall level of cybersecurity awareness. The questionnaire consisted of
structured items designed to assess the participants’ awareness and behavioral responses toward phishing and
cybersecurity-related threats.
Page 2284
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
The second data-gathering instrument was a phishing simulation conducted using the Gophish Phishing
Simulation Framework. In this phase, all respondents received a phishing email containing a simulated
fraudulent login page designed to replicate the mechanics of a real-world phishing attack. The simulation aimed
to measure the respondents’ vulnerability and susceptibility to phishing attacks based on their click-through rate
and credential submission rate. Specifically, the phishing email was distributed to 100 students from the initial
sample group to evaluate their actual behavioral responses when exposed to a simulated cyber threat environment.
The participants of the study consisted of students from the College of Computer Studies at Quezon City
University. Convenience sampling was employed in selecting the respondents, wherein only students who were
readily available and willing to participate were included in the study. All participants were informed about the
purpose of the research, assured of complete confidentiality, and guaranteed anonymity throughout the data
collection process. However, the researchers acknowledge that the use of convenience sampling may have
resulted in the underrepresentation of students who are more susceptible to phishing attacks, as students with
higher levels of cybersecurity awareness and interest may have been more inclined to participate in the study.
Statistical Treatment of Data
The data gathered in this action research will be analyzed using appropriate descriptive and inferential statistical
tools to determine the effectiveness of the intervention and assess the cybersecurity awareness and phishing
susceptibility of the participants. All statistical analyses will be conducted at the 0.05 level of significance.
Frequency and Percentage
Frequency counts and percentages will be used to describe the demographic profile of the participants according
to year level and program. These statistical tools will also be utilized to summarize the results of the phishing
simulation, particularly the number and percentage of participants who opened the phishing email, clicked the
malicious link, and submitted credentials through the simulated phishing page.
The percentage will be computed using the formula:

Where:
f -frequency of responses
N - total number of respondents
% - percentage
(Ariola, 2006; Calmorin & Calmorin, 2007)
Weighted Mean
The weighted mean will be used to determine the participants’ level of cybersecurity awareness and online
security behaviors across the dimensions of Technical Verification Behavior, Visual Trust Behavior, Reporting
Behavior, and General Cybersecurity Awareness and Practices. This statistical measure will identify the average
level of agreement of the respondents based on the 5-point Likert scale.
The weighted mean will be computed using the formula:

󰇛󰇜
Where:
WM - weighted mean
Page 2285
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
f - frequency of responses
w - assigned weight of each response
N - total number of respondents
(León-Mantero et al., 2020)
The following verbal interpretation will be used:
Table 1. 5-Point Likert Scale
Range
Verbal Interpretation
4.21 5.00
Always
3.41 4.20
Often
2.61 3.40
Sometimes
1.81 2.60
Rarely
1.00 1.80
Never
The scale interval was determined using the formula:

 


 
(Best & Kahn, 2006; Calmorin & Calmorin, 2007)
Item C5 (“I ignore suspicious messages instead of reporting them”) will be reverse-scored prior to analysis to
ensure consistency in interpreting higher scores as more desirable cybersecurity behavior.
Pearson Product-Moment Correlation Coefficient (r)
Pearson Product-Moment Correlation Coefficient will be employed to determine whether a significant
relationship exists between students’ online security behaviors and their susceptibility to phishing attacks. This
statistical test will identify the strength and direction of the relationship between the variables.
The formula for Pearson’s r is:
󰇟󰇛
󰇜󰇛
󰇜󰇠
󰇛

󰇜
󰇛
󰇜
Where:
r = Pearson correlation coefficient
x = online security behavior score
y = phishing susceptibility score
x
and y = mean scores of the variables
(Pearson, 1895; as cited in Cohen et al., 2003)
Page 2286
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
One-Way Analysis of Variance (ANOVA)
One-Way Analysis of Variance (ANOVA) will be used to determine whether significant differences exist in
phishing susceptibility when participants are grouped according to year level. If significant differences are
identified, Tukey’s Honest Significant Difference (HSD) Test will be conducted as a post hoc analysis to
determine which groups significantly differ from one another.
The ANOVA formula is:


Where:
F = computed F-ratio
MSd = mean square between groups
MSe = mean square within groups
(Fisher, 1925; as cited in Field, 2013)
For post hoc analysis, Tukey’s HSD formula will be used:


Where:
HSD = minimum significant difference
q
= critical value from the studentized range distribution
MSE= mean square error from ANOVA
n = sample size per group
(Tukey, 1949; as cited in Field, 2013)
These statistical tools will enable the researchers to evaluate the effectiveness of the intervention, identify
behavioral patterns related to phishing susceptibility, and formulate appropriate recommendations for improving
cybersecurity awareness among students of Quezon City University.
RESULT AND DISCUSSION
Demographic Profile of Respondents
Table 2. Demographic Profile of Respondents by Year Level
Year Level
Frequency
Percentage
Cumulative
1st Year
25
25.00%
25.00%
2nd Year
25
25.00%
50.00%
3rd Year
25
25.00%
75.00%
4th Year
25
25.00%
100.00%
Total
100
100.00%
Page 2287
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
Table 2 presents the demographic profile of the respondents according to year level. The data show that the study
included a total of 100 respondents, with an equal distribution of 25 participants or 25.00% from each year level,
namely 1st Year, 2nd Year, 3rd Year, and 4th Year students. The cumulative percentage further indicates a
balanced representation across all academic levels, reaching 100.00% upon the inclusion of all groups.
The equal allocation of respondents per year level ensured that each academic group was proportionally
represented in the study, allowing for a more balanced comparison of cybersecurity awareness and phishing
susceptibility among students. This distribution minimizes bias that may occur when first year level is
overrepresented and supports the reliability of comparative analyses such as ANOVA. Furthermore, the
inclusion of students from different academic stages provides broader insights into how exposure to academic
experiences and technological knowledge may influence cybersecurity behavior and vulnerability to phishing
attacks among students of Quezon City University.
Student’s Level of Online Security Behaviors
Technical Verification Behavior
Table 3. Weighted Mean Scores for Technical Verification Behavior
Indicators
2
nd
Year
3
rd
Year
4
th
Year
Mean
Interpretation
I check the URL of websites before
entering sensitive information.
4.64
4.56
4.56
4.62
Always
I verify the sender's email address
before responding to messages.
4.60
4.52
4.68
4.60
Always
I hover over links to preview the
destination before clicking.
4.20
4.36
4.56
4.33
Often
I check for HTTPS or security
indicators when browsing websites.
4.32
4.36
4.52
4.43
Often
I avoid downloading files from
unknown or suspicious sources.
4.32
4.24
4.52
4.41
Often
Section Mean
4.42
4.41
4.57
4.48
Often
Table 3 presents the weighted mean scores for the respondents’ Technical Verification Behavior across different
year levels. The results reveal an overall section mean of 4.48, interpreted as “Often,” indicating that the
respondents generally practice technical verification measures when interacting with online platforms and digital
communications. Among the year levels, 4th Year students obtained the highest section mean of 4.57, while 3rd
Year students recorded the lowest mean of 4.41, suggesting that students in higher academic levels may
demonstrate slightly stronger cybersecurity verification practices. The indicators “I check the URL of websites
before entering sensitive information” (M = 4.62) and “I verify the sender's email address before responding to
messages” (M = 4.60) received the highest ratings, both interpreted as “Always.” These findings indicate that
students consistently apply important cybersecurity practices that help minimize exposure to phishing attacks
and fraudulent online activities.
Meanwhile, the indicator “I hover over links to preview the destination before clicking” obtained the lowest
overall mean of 4.33, although still interpreted as “Often.” This suggests that while respondents generally
perform link verification practices, such behavior may not always be consistently applied compared to other
technical verification measures. Similarly, checking for HTTPS or security indicators and avoiding downloads
from suspicious sources also received high ratings, reflecting positive online safety behaviors among the
respondents. Overall, the findings suggest that students of Quezon City University possess strong technical
verification behaviors and cybersecurity awareness; however, continuous reinforcement and training on phishing
detection practices may further strengthen their online security habits.
Page 2288
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
Visual Behavior
Table 4 below, shows the weighted mean scores for the respondents’ Visual Trust Behavior across different year
levels. The results reveal an overall section mean of 3.18, interpreted as “Sometimes,” indicating that the
respondents occasionally rely on visual elements when determining the legitimacy of emails, websites, and
online messages. Among the year levels, 4th Year students obtained the highest section mean of 3.39, while 1st
Year students recorded the lowest mean of 2.95. This suggests that although students demonstrate some level of
caution, visual appearance still influences their perception of trustworthiness in online communications. The
indicator “I am likely to trust messages with official logos or branding” obtained the highest overall mean of
3.46, followed by “I trust emails or websites based on their professional appearance” with a mean of 3.31, both
interpreted as “Sometimes.” These findings indicate that official branding, logos, and professional-looking
designs can influence students’ trust toward online content.
Table 4. Weighted Mean Scores for Visual Trust Behavior
Indicators
1
st
Year
2
nd
Year
3
rd
Year
4
th
Year
Mean
Interpretation
I trust emails or websites based on
their professional appearance.
3.08
3.64
3.08
3.44
3.31
Sometimes
I am likely to trust messages with
official logos or branding.
3.16
3.72
3.32
3.64
3.46
Sometimes
I rely on visual design (layout, colors,
images) to determine legitimacy.
2.68
3.24
2.96
3.56
3.11
Sometimes
I tend to trust messages that look
similar to known organizations.
2.92
3.20
3.16
3.16
3.11
Sometimes
I rarely question visually appealing
emails or websites.
2.92
3.04
2.60
3.16
2.93
Sometimes
Section Mean
2.95
3.37
3.02
3.39
3.18
Sometimes
Meanwhile, the indicators “I rely on visual design (layout, colors, images) to determine legitimacy” and “I tend
to trust messages that look similar to known organizations” both obtained an overall mean of 3.11, while “I
rarely question visually appealing emails or websites” received the lowest mean of 2.93. Although all indicators
were interpreted as “Sometimes,” the findings suggest that respondents may still be vulnerable to phishing
attacks that utilize visually convincing designs and familiar branding techniques. The results imply that students
of Quezon City University do not consistently depend solely on visual cues; however, the moderate level of trust
in visually appealing content highlights the need for continuous cybersecurity awareness programs focusing on
phishing detection, critical evaluation of online messages, and the risks associated with deceptive visual
presentation.
Reporting Behavior
Table 5. Weighted Mean Scores for Reporting Behavior
Indicators
1
st
Year
2
nd
Year
3
rd
Year
4
th
Year
Mean
Interpretation
I report suspicious emails or messages
to the appropriate authority.
3.84
3.48
3.76
3.92
3.75
Often
I inform others when I encounter
possible phishing attempts.
4.08
4.32
4.00
4.12
4.13
Often
I know the proper channels for
reporting cybersecurity threats.
3.80
3.00
3.40
3.76
3.49
Sometimes
Page 2289
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
I take action when I suspect an online
scam or phishing attempt.
4.04
3.56
3.80
4.16
3.89
Often
I ignore suspicious messages instead of
reporting them. (reverse-scored; higher
score = more desirable behavior)
3.76
3.48
3.52
3.52
3.57
Often
Section Mean
3.90
3.57
3.70
3.90
3.77
Often
Table 5 illustrates the weighted mean scores for the respondents’ Reporting Behavior across different year levels.
The results reveal an overall section mean of 3.77, interpreted as “Often,” indicating that the respondents
generally demonstrate responsible behavior when dealing with suspicious online activities and potential
cybersecurity threats. Both 1st Year and 4th Year students obtained the highest section mean of 3.90, while 2nd
Year students recorded the lowest mean of 3.57. This suggests that respondents across all year levels frequently
engage in behaviors related to reporting and responding to suspicious online messages. Among the indicators,
“I inform others when I encounter possible phishing attempts” obtained the highest overall mean of 4.13,
interpreted as “Often,” indicating that students are willing to warn and protect others from possible phishing
threats. Similarly, “I take action when I suspect an online scam or phishing attempt” received a high mean of
3.89, reflecting proactive cybersecurity behavior among the respondents.
Meanwhile, the indicator I know the proper channels for reporting cybersecurity threats” obtained the lowest
overall mean of 3.49, interpreted as “Sometimes.” This finding suggests that although students are generally
willing to respond to suspicious activities, some respondents may still lack sufficient knowledge regarding the
correct procedures or authorities responsible for handling cybersecurity incidents. The reverse-scored item “I
ignore suspicious messages instead of reporting them” obtained a mean of 3.57, interpreted as “Often,” indicating
that respondents generally avoid neglecting suspicious messages and are more likely to engage in responsible
reporting behavior. Overall, the findings suggest that students of Quezon City University exhibit positive
reporting behaviors and demonstrate awareness of the importance of responding to phishing threats; however,
additional orientation and cybersecurity awareness programs regarding formal reporting procedures may further
strengthen students’ cybersecurity practices.
General Cybersecurity Awareness and Practices
Table 6. Weighted Mean Scores for General Cybersecurity Awareness and Practices
Indicators
1
st
Year
2
nd
Year
3
rd
Year
4
th
Year
Mean
Interpretation
I use strong and unique passwords for
my accounts.
4.56
4.48
4.60
4.56
4.55
Always
I enable two-factor authentication
when available.
4.52
4.68
4.96
4.60
4.69
Always
I regularly update my software and
applications.
4.36
3.76
4.52
4.56
4.30
Often
I am aware of common phishing
tactics.
4.52
4.60
4.76
4.56
4.61
Always
I avoid sharing personal information
online unnecessarily.
4.68
4.80
4.76
4.76
4.75
Always
Section Mean
4.53
4.46
4.72
4.61
4.58
Always
Page 2290
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
Table 6 shows the weighted mean scores for the respondents’ General Cybersecurity Awareness and Practices
across different year levels. The results reveal an overall section mean of 4.58, interpreted as “Always,”
indicating that the respondents consistently demonstrate strong cybersecurity awareness and positive online
security practices. Among the year levels, 3rd Year students obtained the highest section mean of 4.72, while
2nd Year students recorded the lowest mean of 4.46. Despite slight variations, all year levels achieved scores
interpreted as “Always,” suggesting that students generally possess a high level of awareness regarding safe
online behaviors and cybersecurity practices. Among the indicators, “I avoid sharing personal information online
unnecessarily” obtained the highest overall mean of 4.75, followed by “I enable two-factor authentication when
available” with a mean of 4.69, both interpreted as “Always.” These findings indicate that respondents
consistently apply preventive cybersecurity measures to protect their personal information and online accounts.
Similarly, the indicators “I am aware of common phishing tactics” and “I use strong and unique passwords for
my accounts” also received high overall means of 4.61 and 4.55, respectively, reflecting strong awareness of
phishing threats and responsible password management practices among the respondents. Meanwhile, “I
regularly update my software and applications” obtained the lowest overall mean of 4.30, although still
interpreted as “Often,” suggesting that software updating practices are slightly less consistent compared to other
cybersecurity behaviors. Overall, the findings indicate that students of Quezon City University possess a high
level of general cybersecurity awareness and frequently engage in practices that help reduce exposure to
cybersecurity threats. However, the comparatively lower rating on regular software updates highlights the need
for continued reinforcement of the importance of maintaining updated systems and applications as part of
comprehensive cybersecurity protection.
Level of Students’ Susceptibility to Phishing Attacks
Page 2291
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
Figure 1. Gophish Phishing Simulation Result per Year Level
Table 7. Gophish Phishing Simulation Results by Year Level
Year Level
Email Sent
Email Opened
Clicked Link
Submitted Data
Email Reported
1st Year
25
9 (36.0%)
9 (36.0%)
7 (28.0%)
0 (0.0%)
2nd Year
25
3 (12.0%)
3 (12.0%)
0 (0.0%)
0 (0.0%)
3rd Year
25
5 (20.0%)
5 (20.0%)
0 (0.0%)
0 (0.0%)
4th Year
25
4 (16.0%)
4 (16.0%)
2 (8.0%)
0 (0.0%)
Total
100
21 (21.0%)
21 (21.0%)
9 (9.0%)
0 (0.0%)
Table 7 presents the results of the Gophish phishing simulation conducted among the respondents across
different year levels. A total of 100 phishing emails were distributed equally among the participants, with 25
emails sent to each year level. The simulation aimed to measure the respondents’ actual behavioral responses to
Page 2292
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
a simulated phishing attack by tracking the number of participants who opened the email, clicked the malicious
link, submitted sensitive information, and reported the phishing attempt.
The findings revealed that 21 respondents or 21.0% opened the phishing email and clicked the malicious link
embedded in the message. Among these respondents, 9 participants or 9.0% proceeded to submit their
information through the simulated phishing page, indicating actual susceptibility to phishing attacks. However,
none of the respondents reported the phishing email, resulting in a 0.0% reporting rate across all year levels.
This result suggests that while some students were able to avoid submitting sensitive information, they still failed
to recognize the importance of formally reporting suspicious emails or potential cybersecurity threats.
Among the different year levels, 1st Year students demonstrated the highest level of phishing susceptibility. Out
of the 25 phishing emails sent to this group, 9 students or 36.0% opened the email and clicked the malicious link,
while 7 students or 28.0% submitted sensitive information through the phishing page. These findings indicate
that 1st Year students were the most vulnerable group in the simulation, possibly due to limited cybersecurity
knowledge, lower exposure to phishing awareness initiatives, or lack of practical experience in identifying
phishing attempts. The results imply that students in lower academic levels may still struggle to apply
cybersecurity awareness effectively in real-world situations.
In contrast, 2nd Year and 3rd Year students demonstrated relatively lower levels of phishing susceptibility. Both
groups recorded low email open and click-through rates, with only 12.0% of 2nd Year students and 20.0% of
3rd Year students interacting with the phishing email. Notably, none of the respondents from these groups
submitted sensitive information despite clicking the malicious link. This finding suggests that although some
students initially engaged with the phishing email, they were still able to recognize suspicious elements before
disclosing personal information. Meanwhile, 4th Year students exhibited moderate susceptibility, with 16.0%
opening the email and clicking the link, while 8.0% submitted their information. Although 4th Year students
generally demonstrated stronger cybersecurity awareness in previous survey results, the simulation indicates that
some students remained vulnerable to deceptive phishing tactics.
The results of the phishing simulation reveal an important gap between self-reported cybersecurity awareness
and actual online behavior. Earlier findings from the survey showed that respondents generally possessed high
levels of cybersecurity awareness and frequently practiced positive online security behaviors. However, the
simulation demonstrated that awareness alone does not always translate into safe online actions, particularly
when students are exposed to realistic phishing scenarios. The absence of any email reporting behavior further
emphasizes the need to strengthen students’ practical cybersecurity response skills, particularly in recognizing
phishing attempts and understanding the proper procedures for reporting suspicious activities.
Overall, the findings highlight the importance of continuous cybersecurity education, practical phishing
simulations, and awareness campaigns among students of Quezon City University. The results suggest that
experiential learning approaches, such as phishing simulations and hands-on cybersecurity training, may be more
effective in improving students’ ability to detect, avoid, and appropriately respond to phishing attacks compared
to relying solely on theoretical awareness discussions.
Difference in Susceptibility Across Year Level using One-Way ANOVA
Table 8. One-Way ANOVA on the Difference in Phishing Susceptibility Across Year Levels
Source of Variation
Sum of Squares (SS)
df
MeanSquare (MS)
F
p-value
Interpretation
Between Groups
6.75
3
2.25
4.12
0.008
Significant
Within Groups
52.40
96
0.55
Total
59.15
99
The One-Way ANOVA results indicate that there is a statistically significant difference in phishing susceptibility
across year levels, as evidenced by the computed F-value of 4.12 and p-value of 0.008, which is lower than the
0.05 level of significance. This finding suggests that the respondents’ year level significantly influences their
Page 2293
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
susceptibility to phishing attacks. Therefore, the null hypothesis stating that there is no significant difference in
phishing susceptibility across year levels is rejected.
The results imply that students from different academic levels exhibit varying abilities in recognizing and
responding to phishing attempts. Based on the phishing simulation results, 1st Year students demonstrated the
highest susceptibility, while 2nd Year and 3rd Year students showed lower levels of vulnerability. This may
indicate that increased academic exposure, cybersecurity awareness, and experience with digital technologies
contribute to better phishing detection and safer online behavior among higher-year students. However, the
presence of susceptibility even among upper-year students suggests that continuous cybersecurity education and
phishing awareness programs remain necessary for all year levels of students in Quezon City University.
Level Trends in Online Security Behaviors and Phishing Susceptibility Across Year Levels
Table 9. Pearson r Correlations Between Online Security Behaviors and Phishing Susceptibility
Behavioral Dimension
r (Click)
p (Click)
r
(Submit)
p
(Submit)
Interpretation
Technical Verification Behavior
.309
.691
.596
.404
Exploratory Trend (Not
Significant)
Visual Trust Behavior
-.834
.166
-.532
.468
Exploratory Trend (Not
Significant)
Reporting Behavior
.620
.380
.743
.257
Exploratory Trend (Not
Significant)
General Cybersecurity Awareness
and Practices
.011
.989
-.262
.738
Exploratory Trend (Not
Significant)
Overall (Grand Mean)
-.164
.836
.099
.901
Exploratory Trend (Not
Significant)
Table 9 presents the Pearson r correlation analysis between the respondents’ online security behaviors and their
phishing susceptibility, measured through click behavior and data submission during the phishing simulation.
The results indicate that none of the behavioral dimensions obtained statistically significant relationships with
phishing susceptibility, as all p-values were greater than the 0.05 level of significance. This means that the study
failed to establish sufficient statistical evidence to conclude that the respondents’ online security behaviors
significantly influenced their likelihood of clicking phishing links or submitting sensitive information during the
simulation. Consequently, all variables were interpreted as showing only an “Exploratory Trend (Not
Significant).”
For Technical Verification Behavior, the correlation with clicking phishing links yielded an r-value of .309 and
a p-value of .691, indicating a weak positive relationship that is not statistically significant. Similarly, its
correlation with submitting sensitive information showed a moderate positive relationship (r = .596), but the p-
value of .404 indicates that the relationship remains insignificant. This suggests that although respondents who
reported stronger technical verification behaviors appeared less likely to become susceptible, the relationship
was not strong enough to confirm a meaningful association statistically.
Visual Trust Behavior showed a strong negative correlation with click behavior (r = -.834) and a moderate
negative correlation with data submission (r = -.532). Negative correlations imply that respondents who relied
less on visual appearance, logos, and professional-looking designs tended to demonstrate lower phishing
susceptibility. However, despite the relatively high correlation coefficients, the p-values (.166 and .468)
remained above the significance threshold, indicating that the observed relationships may have occurred by
chance and cannot be generalized statistically.
Reporting Behavior produced moderate to strong positive correlations with phishing susceptibility, with r-values
of .620 for clicking behavior and .743 for data submission. However, both relationships were statistically
Page 2294
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
insignificant, with p-values of .380 and .257, respectively. Although respondents generally reported positive
reporting behaviors in the survey, the phishing simulation results revealed that these behaviors did not
significantly predict actual responses to phishing attacks. This finding may indicate a gap between self-reported
cybersecurity practices and actual online behavior in realistic phishing situations.
Meanwhile, General Cybersecurity Awareness and Practices demonstrated almost no relationship with phishing
click behavior (r = .011, p = .989) and a weak negative relationship with data submission (r = -.262, p = .738).
These findings suggest that general awareness of cybersecurity concepts and practices alone may not necessarily
translate into effective resistance against phishing attacks. Similarly, the Overall Grand Mean showed very weak
and statistically insignificant relationships with both click behavior (r = -.164, p = .836) and data submission (r
= .099, p = .901), indicating that overall online security behavior did not significantly predict phishing
susceptibility among the respondents.
Overall, the findings suggest that although students of Quezon City University generally demonstrated positive
cybersecurity awareness and online security behaviors, these self-reported practices were not significantly
associated with actual phishing susceptibility during the simulation. The results imply that awareness and
perceived cybersecurity behavior alone may not be sufficient to prevent phishing victimization. Other factors
such as situational judgment, impulsive decision-making, familiarity with phishing tactics, and real-world
behavioral responses may also influence susceptibility to phishing attacks. Therefore, the study highlights the
importance of combining theoretical cybersecurity education with practical simulation-based training to
strengthen students’ real-world phishing detection and response capabilities.
CONCLUSION
The findings of the study revealed that the respondents generally demonstrated positive online security behaviors
and a high level of cybersecurity awareness across the dimensions of technical verification behavior, reporting
behavior, and general cybersecurity awareness and practices. Among these dimensions, general cybersecurity
awareness and practices obtained the highest overall mean, indicating that students consistently practiced safe
online behaviors such as using strong passwords, enabling two-factor authentication, and avoiding unnecessary
sharing of personal information. However, visual trust behavior obtained comparatively lower scores, suggesting
that respondents may still be influenced by visually convincing emails, websites, and branding elements
commonly utilized in phishing attacks.
The results of the Gophish phishing simulation further revealed that despite the respondents’ high self-reported
cybersecurity awareness, a considerable number of students remained vulnerable to phishing attacks. A total of
21.0% of respondents opened the phishing email and clicked the malicious link, while 9.0% submitted sensitive
information through the simulated phishing page. Notably, none of the respondents reported the phishing email,
indicating a significant gap in incident reporting behavior and practical phishing response. Among the year levels,
1st Year students demonstrated the highest susceptibility to phishing attacks, while 2nd Year and 3rd Year
students exhibited lower vulnerability levels.
The One-Way ANOVA results established that there was a statistically significant difference in phishing
susceptibility across year levels, indicating that academic level influences students’ vulnerability to phishing
attacks. The findings suggest that students with lower academic exposure and cybersecurity experience are more
likely to become susceptible to phishing attempts. However, the presence of phishing susceptibility even among
higher year levels indicates that cybersecurity awareness alone does not guarantee protection against phishing
attacks.
Moreover, the Pearson r correlation analysis revealed that no significant relationship existed between the
respondents’ online security behaviors and phishing susceptibility. Although some behavioral dimensions
showed positive or negative correlation trends, all relationships were statistically insignificant. This implies that
self-reported cybersecurity practices and awareness may not necessarily predict actual behavior during real-
world phishing scenarios. The findings therefore highlight the existence of an awarenessbehavior gap, wherein
students may possess theoretical cybersecurity knowledge but still fail to consistently apply such knowledge
when confronted with realistic phishing attempts.
Page 2295
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
Overall, the study concludes that while students of Quezon City University generally possess strong
cybersecurity awareness and positive online security practices, phishing susceptibility remains present due to
gaps between awareness and actual behavioral responses. The findings emphasize the importance of
strengthening experiential and simulation-based cybersecurity education programs that focus not only on
theoretical awareness but also on practical phishing detection, decision-making, and incident reporting skills.
REFERENCES
1. A. Almansoori, M. Al-Emran, and K. Shaalan, “Exploring the frontiers of cybersecurity behavior: A
systematic review of studies and theories,” Applied Sciences, vol. 13, no. 9, p. 5700, 2023.
https://www.mdpi.com/2076-3417/13/9/5700
2. M. M. Ariola, Principles and Methods of Research. Manila: Rex Book Store, 2006.
3. A. H. Asfoor, F. A. Rahim, and S. Yussof, “Identifying factors that influence security behaviors relating
to phishing attacks susceptibility: A systematic literature review,” Journal of Theoretical and Applied
Information Technology, vol. 98, no. 15, pp. 31273161, 2020.
4. J. W. Best and J. V. Kahn, Research in Education, 10th ed. Upper Saddle River, NJ: Pearson Education,
2006.
5. L. P. Calmorin and M. A. Calmorin, Research Methods and Thesis Writing, 2nd ed. Manila: Rex Book
Store, 2007.
6. CICC warns public vs. SIM suspension scam, Philippine News Agency, Sep. 26, 2024.
https://www.pna.gov.ph/articles/1234236
7. J. Cohen, P. Cohen, S. G. West, and L. S. Aiken, Applied Multiple Regression/Correlation Analysis for
the Behavioral Sciences, 3rd ed. Mahwah, NJ: Lawrence Erlbaum Associates, 2003.
8. A. Diaz, A. T. Sherman, and A. Joshi, “Phishing in an academic community: A study of user
susceptibility and behavior,” Cryptologia, vol. 44, no. 1, pp. 5367, 2020.
https://doi.org/10.1080/01611194.2019.1623343
9. A. P. Diman and R. T.K.A., “Examining individual tendency to respond to phishing e-mails from the
perspective of Protection Motivation Theory,” Journal of Education and Social Sciences, vol. 25, no. 1,
pp. 4051, 2023.
10. J. Du, A. J. Kalafut, and G. Schymik, “The health belief model and phishing: Determinants of
preventative security behaviors,” Journal of Cybersecurity, vol. 10, Art. no. tyae012, 2024.
https://doi.org/10.1093/cybsec/tyae012
11. Z. Fan, W. Li, K. B. Laskey, and K.-C. Chang, “Investigation of phishing susceptibility with explainable
artificial intelligence,” Future Internet, vol. 16, no. 1, Art. no. 31, 2024.
https://doi.org/10.3390/fi16010031
12. A. P. Field, Discovering Statistics Using IBM SPSS Statistics, 4th ed. London: SAGE Publications, 2013.
13. H. Flores, “DICT: Scammers adapt to SIM Registration Act,” Philstar.com, May 17, 2023.
https://www.philstar.com/headlines/2023/05/17/2266888/dict-scammers-adapt-sim-registration-act
14. C. L. Gan, Y. Y. Lee, and T. Liew, “Fishing for phishy messages: Predicting phishing susceptibility
through the lens of cyber-routine activities theory and heuristic-systematic model,” Humanities and
Social Sciences Communications, vol. 11, 2024.
https://doi.org/10.1057/s41599-024-04083-1
15. J. Green, “Cybersecurity challenges in the digital age,” International Multidisciplinary Journal of Science,
Technology & Business, vol. 1, no. 4, pp. 1923, 2022.
https://imjstb.com/index.php/Journal/article/view/22
16. F. L. Greitzer, W. Li, K. B. Laskey, J. Lee, and J. Purl, “Experimental investigation of technical and
human factors related to phishing susceptibility,” ACM Transactions on Social Computing, vol. 4, 2021.
https://doi.org/10.1145/3461672
17. A. K. Gwenhure, “University students’ security behavior against email phishing attacks: Insights from
the health belief model,” Journal of Cybersecurity, vol. 11, no. 1, Art. no. tyaf034, 2025.
https://doi.org/10.1093/cybsec/tyaf034
18. B. Harrison, E. Svetieva, and A. Vishwanath, “Individual processing of phishing emails: How attention
and elaboration protect against phishing,” Online Information Review, vol. 40, no. 2, pp. 265281, 2016.
https://doi.org/10.1108/OIR-04-2015-0106
Page 2296
www.rsisinternational.org
INTERNATIONAL JOURNAL OF LATEST TECHNOLOGY IN ENGINEERING,
MANAGEMENT & APPLIED SCIENCE (IJLTEMAS)
ISSN 2278-2540 | DOI: 10.51583/IJLTEMAS | Volume XV, Issue V, May 2026
19. A. Jayatilaka, N. Asanka, G. Arachchilage, and M. A. Babar, “Why people still fall for phishing emails:
An empirical investigation into how users make email response decisions,” Internet Society, 2024.
https://arxiv.org/pdf/2401.13199
20. T. Kelley, M. J. Amon, and B. Bertenthal, “Statistical models for predicting threat detection from human
behavior,” Frontiers in Psychology, vol. 9, 2018. https://doi.org/10.3389/fpsyg.2018.00466
21. N. Kshetri, Vasudha, and D. Hoxha, “knowCC: Knowledge, awareness of computer & cyber ethics
between CS/non-CS university students,” arXiv, 2023. https://arxiv.org/abs/2310.12684
22. D. J. Lemay, R. B. Basnet, and T. Doleck, “Examining the relationship between threat and coping
appraisal in phishing detection among college students,” Journal of Information Systems and Information
Security, vol. 10, no. 1, pp. 115, 2020.
23. C. León-Mantero, J. C. Casas-Rosal, C. Pedrosa-Jesús, and A. Maz-Machado, “Measuring attitude
towards mathematics using Likert scale surveys: The weighted average,” PLOS ONE, vol. 15, no. 10,
e0239626, 2020. https://doi.org/10.1371/journal.pone.0239626
24. National Privacy Commission, “NPC issues cease and desist order against GCash over unauthorized
transactions,” Press release, Nov. 13, 2024.
https://www.privacy.gov.ph
25. C. D. Omorog and R. P. Medina, “Internet security awareness of Filipinos: A survey paper,” arXiv, 2020.
https://arxiv.org/abs/2012.03669
26. G. Ong, “DICT to propose amendments to SIM registration law,” Philstar.com, Sep. 12, 2024.
https://qa.philstar.com/headlines/2024/09/12/2384626/dict-propose-amendments-sim-registration-law
27. F. P. E. Putra, A. Zulfikri, G. Arifin, and R. M. Ilhamsyah, “Analysis of phishing attack trends, impacts
and prevention methods: Literature study,” Brilliance: Research of Artificial Intelligence, vol. 4, no. 1,
pp. 413421, 2024. https://itscience-indexing.com/jurnal/index.php/brilliance/article/view/4357
28. K. Senthilkumar, S. Easwaramoorthy, S. Chatchalermpun, and T. Daengsi, “Improving cybersecurity
awareness using phishing attack simulation,” IOP Conference Series: Materials Science and Engineering,
vol. 1088, no. 1, 012015, 2021. https://doi.org/10.1088/1757-899X/1088/1/012015
29. H. Shahbaznezhad, F. Kolini, and M. Rashidirad, “Employees’ behavior in phishing attacks: What
individual, organizational, and technological factors matter?,” Journal of Computer Information Systems,
vol. 61, 2020.
https://doi.org/10.1080/08874417.2020.1812134
30. SIM Registration Law not a ‘silver bullet’ vs scams, says NTC, GMA News Online, Jun. 18, 2024.
https://www.gmanetwork.com/news/topstories/nation/910387/sim-registration-law-silver-bullet-
ntc/story/
31. L. Stalans, E. Chan-Tin, A. Hart, M. Moran, and S. Kennison, “Predicting phishing victimization:
Comparing prior victimization, cognitive and emotional styles, and vulnerable or protective email
strategies,” International Journal of Cyber Criminology, vol. 17, no. 1, pp. 4567, 2023.
https://doi.org/10.1080/15564886.2023.2218369
32. T. Sutter, A. S. Bozkir, B. Gehring, and P. Berlich, “Avoiding the hook: Influential factors of phishing
awareness training on click-rates and a data-driven approach to predict email difficulty perception,” IEEE
Access, vol. 10, 2022. https://doi.org/10.1109/ACCESS.2022.3207272
33. J. W. Tukey, “Comparing individual means in the analysis of variance,” Biometrics, vol. 5, no. 2, pp.
99114, 1949. https://doi.org/10.2307/3001913
34. M. M. Usita, “Patterns of mobile awareness and security practices: A clustering analysis on college
faculty and students,” Asian Journal of Research in Computer Science, vol. 18, no. 12, pp. 81–96, 2025.
https://doi.org/10.9734/ajrcos/2025/v18i12792
35. A. Vishwanath, B. Harrison, and Y. J. Ng, “Suspicion, cognition, and automaticity model of phishing
susceptibility,” Communication Research, vol. 45, no. 8, pp. 11461166, 2016.
https://doi.org/10.1177/0093650215627483