Support Mechanisms of Government and Commercial Banks in Strengthening Women Entrepreneurship.

This study investigates the role of government schemes and commercial banks’ credit facilities in promoting women entrepreneurship in Kollam district, Kerala. It aims to identify the challenges women entrepreneurs face in accessing credit and financial services, and to evaluate the effectiveness of government-sponsored training and capacity-building initiatives. To achieve this, a survey was conducted among 50 women entrepreneurs in the district. The findings indicate that government schemes and commercial bank credit facilities have significantly contributed to the growth of women entrepreneurship in Kollam. However, women entrepreneurs continue to encounter major obstacles in securing financial support, particularly due to inadequate collateral, limited financial literacy, and discriminatory lending practices. The study recommends that both government agencies and commercial banks simplify loan procedures, provide collateral-free credit options, and expand training programs focused on financial literacy and business management. Overall, the study offers valuable insights for policymakers, financial institutions, entrepreneurs, and researchers committed to advancing women’s entrepreneurship and economic empowerment in India.

Women entrepreneurship, government schemes, commercial banks, financial inclusion, economic empowerment.

1. Ahuja, M. K. (2018). Women entrepreneurship in India: A study of the role of government and commercial banks. Journal of Entrepreneurship and Innovation, 17(2), 1-12 [Google Scholar] [Crossref]

2. Bhasin, M. K. (2015). Entrepreneurship development in India: The role of government and financial institutions. Journal of Small Business Management, 53(3), 531-544. [Google Scholar] [Crossref]

3. Government of India. (2019). Report of the Committee on Women Entrepreneurship. Ministry of Micro, Small and Medium Enterprises. [Google Scholar] [Crossref]

4. Government of Kerala. (2018). Kerala State Women Entrepreneurship Policy. [Google Scholar] [Crossref]

5. Kumar, R. (2020). The role of government and commercial banks in promoting women entrepreneurship in India. Journal of Women's Entrepreneurship, 20(1), 1-15. [Google Scholar] [Crossref]

6. Nair, A. K., & Nair, M. K. (2018). Women entrepreneurship development in Kerala: The role of government and financial institutions. Journal of Entrepreneurship and Innovation, 17(1), 1-10. [Google Scholar] [Crossref]

7. Rao, R. S. (2018). Women's entrepreneurship in India: A study of the role of government and commercial banks. Journal of Small Business Management, 56(3), 531-544. [Google Scholar] [Crossref]

8. Shanmugam, K. R. (2015). Entrepreneurship development in India: The role of government and financial institutions. Journal of Entrepreneurship and Innovation, 14(2), 1-12. [Google Scholar] [Crossref]

9. Singh, S. K., & Singh, R. K. (2020). The role of government and commercial banks in promoting women entrepreneurship in India. Journal of Entrepreneurship and Innovation, 19(1), 1-15. [Google Scholar] [Crossref]

• "Towards GDP to GEP-Centric Model: A Proposed GEP Index Framework and Its Application in Haryana"
• Physicochemical Analysis of Petroleum Products in Selected Depots in Calabar Metropolis Cross River State and The Effects on Motor Engine
• Impact of Employee Welfare Measures on Workforce Well-Being in SBI: Insights from the Public Banking Sector
• Problem of Small-Scale Farmers in Agricutlure Sector in Tirunelveli Taluk
• Globalization, Economic Development, and Ecological Footprint in Tunisia: A QARDL Approach