Changing Patterns of Gold Investment: A Comparative Study of Gen-Z and Older Adults

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Dr. Nilesh T. Waghmare

In India, gold has long been regarded as a secure and dependable investment. New methods of purchasing gold have been made available by digital platforms in recent years, drawing in younger investors. The preferences of Gen-Z and older adults with regard to physical and digital gold are compared in this study. The study assesses their degree of awareness, the rationale behind selecting a specific form, and the influence of digitalization on investment choices. A questionnaire is used to gather primary data, which is then subjected to basic statistical analysis. The results show a distinct generational gap in gold investment decisions.

Changing Patterns of Gold Investment: A Comparative Study of Gen-Z and Older Adults. (2026). International Journal of Latest Technology in Engineering Management & Applied Science, 14(12), 465-473. https://doi.org/10.51583/IJLTEMAS.2025.1412000042

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References

Garg, Soniya. An Evaluation of Investor Acceptability for Physical Gold Using Classification Models. 2021.

Verma, Narinder; Negi, Y.S.; Shukla, Rakesh Kumar. Household Investment Preferences for Gold and Gold ETFs in Himachal Pradesh. 2020.

Sudindra, V.R.; Jetty, Gajendra Naidu. Is Sovereign Gold Bond Better Than Other Gold Investments? 2019.

Godbole, Swati S.; Arekar, Kirti A. Factors Influencing Gold Buying Behaviour of Retail Consumers in India. 2016.

World Gold Council – Gold Market Reports: https://www.gold.org

Reserve Bank of India – Financial Market Data: https://www.rbi.org.in

Securities and Exchange Board of India (SEBI) – Investor Education Resources: https://www.sebi.gov.in

Government of India Digital Gold Information (Fintech and Investment Portals): https://www.india.gov.in

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Changing Patterns of Gold Investment: A Comparative Study of Gen-Z and Older Adults. (2026). International Journal of Latest Technology in Engineering Management & Applied Science, 14(12), 465-473. https://doi.org/10.51583/IJLTEMAS.2025.1412000042