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Financial Stress and Mobility Patterns: Implication for Transportation Policy Among Jeepney Passengers

Authors

Assoc. Prof. Dr. Merryrose Red Palma

College of Business and Accountancy, Marinduque State University (PH)

Leal, Trish Anne Faye F.

College of Business and Accountancy, Marinduque State University (PH)

Madriaga, Ira M.

College of Business and Accountancy, Marinduque State University (PH)

Sadicon, Rosel M.

College of Business and Accountancy, Marinduque State University (PH)

Article Information

DOI: 10.51583/IJLTEMAS.2026.150100005

Subject Category: Economics (Transportation)

Volume/Issue: 15/1 | Page No: 55-67

Publication Timeline

Submitted: 2026-01-22

Published: 2026-01-22

Abstract

This study examined the financial stress and mobility patterns of jeepney passengers in Buenavista, Marinduque, to help guide transportation policy. A total of 156 respondents from five barangays—Uno, Dos, Tres, Quatro, and Libas—represented different demographic backgrounds. The research focused on income stability, unexpected expenses,  lack of savings, and coping strategies  in managing  daily travel. Using  a quantitative design,  data were gathered through surveys and analyzed to determine the relationship between financial stress and travel behavior, including frequency, route selection, and timing. Results showed that unstable income, unexpected expenses, and lack of savings cause financial stress. Despite this, passengers continue to travel regularly  by  adjusting  schedules  or  reducing  other  expenses.  Demographic factors  such  as occupation and income level also influenced financial stress and mobility. The study highlights the need for transportation policies that consider commuters’ financial conditions to improve both mobility and the overall well-being of jeepney passengers.

Keywords

financial stress, mobility patterns, transportation policy, jeepney passengers, Buenavista, Marinduque

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References

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