Modeling the Impact of Macroeconomic Variables on Personal Loan Applications and Approvals Before and During the COVID-19 Pandemic. International Journal of Latest Technology in Engineering Management & Applied Science, [S. l.], v. 14, n. 9, p. 218–228, 2025. DOI: 10.51583/IJLTEMAS.2025.1409000030. Disponível em: https://www.ijltemas.in/submission/online/article/view/2999.. Acesso em: 20 may. 2026.