“Saving vs Investing: A Comparative Study of Financial Habits”. International Journal of Latest Technology in Engineering Management & Applied Science, [S. l.], v. 14, n. 11, p. 1269–1282, 2025. DOI: 10.51583/IJLTEMAS.2025.1411000119. Disponível em: https://www.ijltemas.in/submission/online/article/view/3685.. Acesso em: 13 mar. 2026.