Financial Technology and Bank Sustainability in Nigeria: Evidence from Efficiency, Financial Inclusion, and Dynamic Effects (2010–2024). International Journal of Latest Technology in Engineering Management & Applied Science, [S. l.], v. 15, n. 4, p. 111–135, 2026. DOI: 10.51583/IJLTEMAS.2026.150400011. Disponível em: https://www.ijltemas.in/submission/online/article/view/4505.. Acesso em: 13 may. 2026.